Refinance Your Mortgage

Your Refinance Process & Timeline

1. 1. Register with BEVEL Fill out our quick registration form — no obligation. We'll connect you with a vetted lending professional experienced in refinances. No commitment, no hard credit impact yet.

   Typical time: Same day to 1 business day.

2. 2. Receive Guidance, Quote & Pre-Approval Your lender reviews your current mortgage, runs scenarios (rate reduction, cash-out, etc.), provides personalized quotes, and pre-approves you (soft credit check — no score hit).

   Typical time: 1–2 business days for detailed quote/pre-approval.

3. 3. Move Forward to Final Approval If you decide to proceed, submit full documentation. Your lender handles underwriting, appraisal (if needed), and final loan approval. BEVEL stays involved to ensure smooth communication.

   Typical time: 3 weeks (faster for rate-and-term refinances without appraisal).

4. 4. Close & Apply Your Credit Sign docs and fund. You receive up to 0.50% of the loan amount as a closing credit — use it to offset closing costs, apply toward an interest rate buydown, or reduce your loan balance. Your lender will explain all best-use options.

   Typical time to close from application: 25 days.