Refinance Your Mortgage

Your Refinance Process and Timeline

1. 1. Register with BEVELFill out our quick registration form, no obligation. We'll facilitate a connection with you with a vetted lending professional experienced in refinances. No commitment, no hard credit impact yet.

   Typical time: Same day to 1 business day.

2. 2. Receive Guidance and a QuoteYour lender reviews your current mortgage, runs scenarios (rate reduction, cash-out, etc.), provides personalized quotes, and pre-approves you (soft credit check).

   Typical time: 1 to 2 business days for detailed quote.

3. 3. Move Forward to Final ApprovalIf you decide to proceed, submit required documentation. Your lender handles underwriting, appraisal (if needed), and final loan approval. BEVEL stays involved to ensure smooth communication.

   Typical time: 3 weeks (faster for rate-and-term refinances without appraisal).

4. 4. Close and Apply Your CreditSign your docs and fund. You receive up to 0.50% of the loan amount as a closing credit, you can use it to offset closing costs, apply toward an interest rate buydown, or reduce your loan balance.

   Typical time to close from application: 25 days.